W?th everyone watching th? river, ??m? wh? h??? property ?n? crops t? protect ?r? scrambling t? m?k? sure th?? aren?t flooded w?th a financial burden.
Insurance agents ??? th???ve b??n swamped w?th calls f?r last-minute flood insurance policies.
?Oh, dozens. Dozens ?f calls,? ???? Chad Bell, insurance agent.
Bell h?? h?? t? t??? n?w clients ??m? potentially b?? news ?b??t th? current flood threat.
?Th?r? ????? b? n? coverage f?r th?? particular event,? h? ????.
In a memo fr?m FEMA earlier th?? week, th? agency ???? th? water releases fr?m dams ?n th? Dakotas h??? triggered a ?flood ?n progress.? Th?? means th?t f?r n?w insurance customers, flood losses fr?m dam releases th?t b???n ?t th? beginning ?f June w??? ??k??? n?t b? covered.
Th? flood ?n progress policy takes precident over th? standard 30-day waiting period ?n a n?w insurance policy. B?t, th?r? ?? a gray area.
?Th???re going t? take each individual claim ?n? adjust ?t accordingly. Y?? ????? h??? coverage ?r ??? m??ht n?t.? It?s ???t up t? FEMA ?n h?w th?? ?????? wh?t caused th?t flood ?t ???r property,? added Bell.
Bell ???? many n?w clients ?r? still taking th? risk th?t th?? won?t b? covered ?n th?? event.
If th? flooding ?? disastrous many uninsured w???? still b? eligible f?r disaster relief, similar t? ?th?r natural disasters.
Ken Reeder h?? lived along th? Missouri River f?r more th?n 30 years. H? h?? ?n?? h?? t? m?k? a claim ?n flood insurance once, durign th? flood ?f ?93.
?W? h?? a total ?n? complete loss ?n th? structure ?t th? time,? Reeder ????.
Reeder actually took flood prevention ?nt? h?? ?wn hands ?n? now h?? home stands several feet higher.
People wh? rent ?r h??? mortgages ?n homes ?n flood-prone areas ?r? required t? h??? flood insurance. Reeder ???? even ?f ????re n?t required t? h??? th? insurance, th?r? aren?t many reasons t? b? uninsured.
?Th? cost f?r a really ???? policy ?? really n?t th?t much compared t? ?th?r catastrophic events,? h? ????.
FEMA?s website ???? th? average flood insurance policy costs around $600 a year.
Insurance agents ??? th? price depends ?n wh?t flood zone ????re ?n ?n? whether ?r n?t ??? h??? ?n elevation certificate.
Article source: http://stjoechannel.com/fulltext-news?nxd_id=206027
from your own site.
Source: http://dorianpost.com/insurance-agents-flooded-with-last-minute-coverage-seekers/
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